Retirement Investors Club (RIC) 403b Plan Update and Forms

  • Additional savings opportunity -

    IRS 403b limits going up for 2020!

    The Iowa Retirement Investors' Club (RIC) is our voluntary retirement savings program that allows you to set aside a portion of your salary for use as income in retirement. Through automatic salary reductions, you choose how much to save per paycheck up to the IRS maximum annual limits (i).

    IRS 403b maximum contribution limits are:




    Age 50+

    15-Year Catch-Up

    Total Employee

    Total EE & ER


    $ 19,500

    $ 26,000


    $ 29,000

    $ 57,000


    $ 19,000

    $ 25,000

    $ 22,000

    $ 28,000

    $ 56,000

    Existing participants - You may make changes to the amount of your contributions at any time by completing the RIC 403b Salary Reduction Form and submitting it as instructed on the form.

    New to RIC? Check out the great benefits and find out how to enroll by visiting the RIC website

    Updated 403b Salary Reduction Form
    Updated 403b Information At-A-Glance